Recent rule proposals, offered by the Department of Labor, with regard to investment, advice, and education, if instituted, would make it more difficult for plan sponsors to meet their fiduciary responsibilities. MIMCO offers services to assist plan sponsors in meeting these responsibilities.

Participant directed plans, like 401(k) plans, offer plan sponsors specific challenges and responsibilities relating to their investment options. It is the primary responsibility of the plan sponsor to make sure the investment options available to participants remain prudent. Our services are tailored to provide plan sponsors with the experience and skills of our investment professionals.

Retirement Services

• Develop and Implement an Investment Policy Statement for the benefit of your employees
• Develop Asset Allocation Models
• Review and Monitor Asset Styles and Menu of Investment Choices
• Investment Manager Due Diligence, Screening, and Recommendations
• Ongoing Plan Monitoring and Performance Review

Trustee directed plans, like Defined Benefit plans, provide their own unique challenges with the sole responsibility of the investment allocations and ongoing performance in the hands of the plan trustees. MIMCO provides in-depth services, beginning with detailed asset allocation and modeling studies, to develop the most appropriate asset allocation strategy on an ongoing basis.

Asset Allocation Services

• Perform Employee Demographic Studies
• Establish and Define Plan Objectives and Goals
• Formalize Investment Policy Statement
• Develop An Optimal Asset Allocation Strategy
• Test Plan Assumptions using Statistical Simulations
• Monitor Asset Allocation Strategy as Market Conditions Change

Retirement Services

• Investment Manager, Due Diligence and Selection
• Search, Guidance and Appropriateness of New Investment Styles and Classes, and Corresponding Investment Managers
• Style Analysis, Risk Adjusted Return Analysis
• Ongoing Plan Monitoring and Performance Review